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Rate Specials

3.69% variable rate special for owner occupiers and 3.99% for Investment

*Rates shown are based on repayments of principal & interest for full doc owner occupier residential loans only and are current as at 20/06/2018.
The variable rate shown on this page is for new applications ≥$200,000 with an LVR less than or equal to 80%.
**Rates shown are based on repayments of principal & interest for full doc residential investment loans only and are current as at 20/06/2018.
The variable rate shown on this page is for new applications ≥$200,000 with an LVR less than or equal to 80%.
***Comparison rates are based on a loan of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply.
Important Information: Important Information: Interest rates, fees and charges are subject to change.
Glenferrie Group Lending Services Pty Ltd. (Australian Credit Licence number 395011).

If you would like a free review of your existing loans or want to discuss any finance related matters, please give us a call on 03 9912 1212.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

The Lazy Tax on our Mortgages

“We’re only slowly waking up to the lazy tax on our mortgages."

Need any motivation to review your mortgage?

This YouTube video of an episode of The Checkout makes some pertinent (and humorous) points about our attitude to the biggest purchase most of us will make in our lives. We hope you enjoy it.

If we can assist you in any way please don’t hesitate to contact us.

Please note our “free loan review” is open to all valued Glenferrie Group clients, their families and friends.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124

Phone:(03) 9912 1212 | Fax:(03) 9882 0808

 

Thank You for 2015

“Thank You

Glenferrie Group Lending achieved the distinction of being both the #1 introducer and the #1 broker nationwide for dollars settled for ING Direct in December 2015.

Glenferrie Group Lending would like to thank everyone who helped make 2015 such a successful lending year.

As a boutique broker service we remain committed to delivering tailored solutions which best fit your circumstances, be they for residential or commercial opportunities.

We look forward to continuing our partnership with you in 2016.

#1 broker

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124

 

Peace of Mind Loan Review

“The Goal Posts Have Moved”

The lending goal posts have recently changed, particularly for investors. With bank policies moving significantly in the last two weeks it has become very confusing to keep abreast of all of them.

Rest assured at Glenferrie Group we are constantly tracking these changes and we stand ready to guide you through the myriad of product and rate changes being implemented. There has never been a more pertinent time to have your current loan product and structure reviewed as what was once suitable may now be costing you thousands in extra interest per annum.

Please note this “peace of mind” free loan review is open to all valued Glenferrie Group clients, their families and friends.

Peace of Mind - Loan Review

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124

 

Plans for the Future?

As you may or may not be aware the major banks have tightened their lending criteria for investment purposes. But this tightening does not apply to loans for principal residences. If you are planning on renovating or updating the car etc now could be the time to use the equity in your home at very competitive rates.

At Glenferrie Group we keep our finger on the interest rate pulse and can source some of the best deals on offer in the market place. Please call to see if there are savings to be had for your particular family budget.

Finger on the Interest Rate Pulse

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124

 

Need a Tax Deduction pre 30 June?

A prepayment of next year’s investment loan interest can bring forward a tax deduction to this year rather than wait until next year. Right now we have access to some very attractive lending rates for borrowers who wish to take advantage of a voluntary pre-payment of interest on their investment loans. 

With interest rates at historical lows, what better time is there than now to fix a rate for 1 year, prepay interest and claim a tax deduction.

Applications for this product are strictly for a limited time only and must be settled by 29/05/2015. (specific lenders terms & conditions apply).

Prepay Next Year's Interest

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124

 

More Rate Cuts Expected?

Is another rate cut on the RBA’s agenda? The Housing Industry Association’s (HIA’s) economist Shane Garrett certainly believes it should be, and the sooner the better, “the RBA has strongly hinted that rates may be lowered in the months ahead and the rate should be cut again in April in order to dispel any uncertainty”.

Considering Investing In Commercial Property or looking at Refinance Options

Right now we have access to some very attractive commercial lending rates for established premises with indicative fixed rates available for 3 years @ 4.39% pa or variable rates from 5.28% pa (lenders terms & conditions apply).

More Rate Cuts Expected?

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124

 

RBA Pulls Rate Trigger

At its first board meeting of the year in February, the RBA chose to cut the cash rate from its previous record low of 2.5% – where it was held for 15 consecutive months. Tim Lawless, head of research CoreLogic RP Data says the rate cut is likely to bring the cost of mortgage debt to its lowest level since July 1968, which the Reserve Bank should be mindful of in the context of the housing market.

“Lower mortgage rates have the potential to add some fuel to what are already strong housing market conditions (dwelling values in Australia’s capital cities have already increased by 19.6% since interest rates started falling back in November 2011),” he said.

“However, the stimulus from lower rates may not be as influential on housing market conditions as what we have seen in the past.”

Considering Refinance or Renovating

Given the prevailing low interest rates now is a good time to consider reviewing your existing Lenders interest rates. If you’re considering renovating, whether of a major nature or simply a cosmetic refurbishment, why not let us show you how this may be possible by using the equity you already have in your property!

RBA Pulls Rate Trigger

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124

 

A Complementary Appraisal

Have you reviewed your mortgage lately? Many of us tend to take a ‘set and forget’ approach to our mortgage. There are many advantages to this but the primary disadvantage is that we may no longer be receiving the best deal possible. And worse there could be some fees attached to it that are no longer applicable to newer loans. Bottom line is we may all be paying more than we have to.

To start the new year off Glenferrie Group are offering the opportunity to have your mortgage reviewed. With our state of the art mortgage comparison software I’m sure we will find something that will swing the new year budget in your favour. If this is something that appeals to you then please call Peter on 9912 1212 to discuss your complimentary appraisal.

Complementary Appraisal

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124)

Interest Rates - The Year In Review

At its last board meeting held recently the RBA again chose to leave the official cash rate at 2.5%, marking the 15th consecutive monthly meeting in which the Bank has chosen to remain on the sidelines.

The Year Ahead – Lower Interest Rates?

Could the lower price of oil together with a continued downturn in commodities lead to a reduction in interest rates. With the growth in prices slowing and many countries in Asia and Europe concerned about deflation there could be delays in interest rate rises or even cuts in some countries. A growing number of analysts are suggesting that there could be a cut in interest rates if inflation continues to be sluggish. Assuming any rate cuts are passed on to consumers that could mean good news on home loan repayments. We are continuing to see evidence of lenders’ competing for market share by offering further reductions in both fixed and variable product offerings.

Interest Rates Uncertain

As always please feel free to call us at any time if you wish to review your existing loan facilities or if we can be of any assistance sourcing new finance for you.

Adrian Rogers - Director / MFAA Credit Adviser

Peter Cleary - MFAA Credit Adviser

Until next time...

Kind Regards,
Glenferrie Group Lending
Level 2, 691 Burke Road, Hawthorn East, VIC 3123 
P.O. Box 1116, Camberwell, VIC 3124)

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